Navigating aged care for the first time can feel like learning a new language – assessments, RADs, means tests, and star ratings.
That’s what Aged Care Guide is here for. We help Australians, their families and carers make confident decisions about residential care, home care and retirement living. Our trusted online directory and printed guides bring together comprehensive listings, educational articles and practical tools to help you navigate every step of the process.
Canberra’s aged care facilities are well-distributed across the ACT’s distinct town centres and generally within easy reach of family. Whether you’re considering permanent residential placement, short-term respite, or specialist support for someone living with dementia, this page covers what you need to know about aged care in Canberra and how Aged Care Guide can help you compare your options.
Aged care facilities in Canberra are government-accredited residential homes that provide 24-hour personal and clinical care for older people who can no longer manage safely at home. The ACT has approximately 21 accredited aged care homes spread across its districts, with 16 offering specialised memory support for people living with dementia.
As of March 2026, the average Refundable Accommodation Deposit (RAD) across Canberra’s aged care homes is $756,952. This is notably higher than the national average, reflecting the ACT’s strong property values and cost of living.
Permanent residential aged care is full-time, government-regulated care in a residential facility. It’s suited to people whose care needs (medical, personal, or cognitive) have become too complex to manage at home, even with assistance. Assisted living facilities across Canberra provide round-the-clock nursing, allied health visits, meals and lifestyle programs.
If you’re also exploring non-residential options, retirement villages in Canberra offer independent or semi-supported living.
Respite care is temporary residential care. It may involve a planned two-week stay while a family carer takes a break, or an emergency arrangement when a carer becomes unexpectedly unavailable.
Several aged care facilities in Canberra hold dedicated respite beds, though availability varies. A government-funded ACAT (Aged Care Assessment Team) assessment is required to access subsidised respite; in urgent situations, My Aged Care can sometimes fast-track arrangements.
Dementia care is well-supported across Canberra’s aged care homes, with 16 facilities offering specialised memory care. This typically means purpose-built Memory Support Units with secured environments, staff trained in dementia-specific approaches, and programs designed around cognitive wellbeing.
Palliative care centres on comfort and dignity for people with a life-limiting condition. Many trusted nursing homes in Canberra offer on-site palliative support with specialist clinician visits and 24-hour nursing care. It’s worth asking providers about their specific model: how they communicate with families and what the final weeks of care typically look like at their facility.
If your loved one is being discharged from the hospital but isn’t yet ready to return home or move into permanent residential care, transition care helps bridge that gap.
In the ACT, the Transitional Therapy and Care Program (TTCP) provides up to 12 weeks of goal-oriented therapy and support. It’s available in a residential setting or in the person’s own home, and requires an ACAT referral through My Aged Care.
My Aged Care is the single entry point for all government-subsidised aged care in Australia. Phone 1800 200 422 (Monday to Friday 8am–8pm, Saturday 10am–2pm). You can also register and manage referrals online through the My Aged Care portal.
Unlike Victoria, the ACT uses the national ACAT model rather than a state-specific service. Assessments in Canberra are coordinated through Canberra Health Services and are free of charge. Waiting times for non-urgent assessments are typically 2–4 weeks; hospital-based referrals are usually prioritised.
The means assessment is conducted by Services Australia and is separate to the ACAT.
To avoid delays, gather the following before you apply:
Couples are assessed on half their combined income and assets, regardless of whose name they’re in.
Canberra’s aged care costs tend to sit above the national average, particularly for accommodation. Here’s how the main costs break down.
Accommodation in a residential aged care facility is paid as a Refundable Accommodation Deposit (RAD), a lump sum that is largely returned when your loved one leaves care, or a Daily Accommodation Payment (DAP), which is a non-refundable daily fee. A combination of both is also common.
The DAP formula: RAD × MPIR ÷ 365.
The Maximum Permissible Interest Rate (MPIR) as of April 2026 is 7.96%.
For example, a room with a RAD of $756,000, paying entirely by DAP, would cost approximately $165 per day. Paying $400,000 as a lump-sum RAD and covering the remainder as a DAP would reduce that to roughly $77 per day.
Whether to pay a RAD, a DAP, or a split depends on your financial position. An aged care financial adviser can help you model the options.
All residents pay the Basic Daily Fee, which as of March 2026 is $66.80 per day (85% of the single Age Pension, indexed in March and September each year). This covers everyday living costs, such as meals, laundry, cleaning and utilities.
A means-tested care fee may also apply, based on assessed income and assets. This is subject to an annual cap and a lifetime cap of $135,318.69 for residents entering care from 1 November 2025.
Some Canberra aged care facilities also offer an optional Higher Everyday Living Fee (HELF) for premium services such as enhanced dining or additional lifestyle programs. These must be agreed to in writing.
If your income is below $35,313 and assessable assets are under $64,500, the government covers accommodation costs in full, and you only pay the Basic Daily Fee. This is known as being fully supported.
Those with income or assets between the lower and upper thresholds are partially supported and pay a reduced contribution. Services Australia determines which category applies through the means assessment.
The new Aged Care Act took effect from 1 November 2025 and introduced several changes relevant to anyone entering residential care now.
If your loved one entered care before 1 November 2025, the previous rules continue to apply.
Book your visit for a mealtime if possible, it’s the best window into daily life at a facility. Watch how staff interact with residents, not just with visitors. Ask whether care plans are reviewed regularly and who you’d call if something changed overnight. Notice the outdoor areas, the noise level and whether residents appear settled.
The Australian Government’s Star Rating system evaluates aged care homes across four areas: residents’ experience, staffing levels, compliance history and quality measures.
Ratings are publicly available on the My Aged Care website. As of March 2026, 17 of 21 accredited aged care homes in Canberra hold a Star Rating of 4 stars or above, a strong result relative to the national average for a capital city.
Canberra’s compact geography means most aged care facilities are within 20 minutes of central Canberra, which makes family visits considerably easier than in larger cities.
Strong hospital links add a layer of clinical security. Canberra Hospital and the University of Canberra Hospital are both readily accessible from most districts, and several aged care facilities maintain close referral relationships with hospital-based specialists. The ACT’s Transitional Therapy and Care Program also provides a structured pathway from hospital discharge into longer-term care.
Provider diversity gives families genuine options. The ACT’s aged care sector includes public, not-for-profit (Goodwin, BaptistCare, Calvary, RSL LifeCare) and private providers, with a range of philosophies, fee structures and specialisations. That mix supports real comparison rather than choosing from a narrow field.
If your loved one isn’t yet ready for residential care, in-home care in Canberra and the Support at Home program (the government’s current funding pathway for in-home aged care) are worth exploring first.
Understanding your options is the first step. Aged Care Guide brings together online listings, unbiased information and easy comparison tools to help families make confident decisions.
Call 1300 585 592 to speak with a Care Concierge, or search and compare assisted living facilities in Canberra and residential aged care homes through our free online directory.