Financial in Perth, Western Australia 6000

At Bowra & O’Dea, a fifth-generation WA-owned family company since 1888, we are devoted to providing the best service to make the task of prearranging and pre-paying a funeral as simple and stress-free as possible for you and your family.Pre-planning your funeral gives you the peace of mind that your choices will be acted upon. Prepaying the funeral fixes the cost of the items selected and paid for at today’s price, your family will not be faced with any increases to these costs (excluding statutory changes which may affect prepaid funerals). This is true peace of mind. So when the time comes, all your friends and family will need to do is remember you. For a more detailed account of Prepaid Funerals, call us on (08) 9231 5100 or contact us on jstacy@bowraodea.com.au.WA Seniors Card members receive $250* discount on pre-paid funeral plan fees.Terms & ConditionsA valid WA Seniors Card must be shown at the time of arrangement.One Seniors Card discount may be used per funeral.This offer is not applicable for Unattended, Essential, Direct or No-Service Funerals.This offer is available for funerals where the deceased was a WA Seniors Card holder.This offer cannot be redeemed for cash.This WA Seniors Card offer is not transferable to a third party.This offer cannot be used in conjunction with any other offer*Discount of $250.00 includes GST.

Aged Care Financial Advice Specialists Aged care choices are complex and the decisions to be made can seem overwhelming. Making the wrong decisions can come at a high price, both emotionally and financially. Our aged care advisers specialise in identifying your unique needs and the financial issues that you and your loved ones face in relation to entering an aged care facility. Working with you, we will identify what your choices are and their financial impact. An aged care adviser can then assist you to structure your financial affairs so that you can enter aged care knowing how to manage or even reduce your costs, maximise your Centrelink benefits and ensure that you can afford the care that is right for you. We empower you to make the right decision for your aged care needs, with peace of mind. Our offices are located in Osborne Park and Perth. For all queries please call: 9340 9200 (Osborne Park) or 9381 6622 (Perth) 

Are you or a loved one: Seeking retirement advice? Requiring assistance with aged care placements? Interested in retirement village living? Considering downsizing? Concerned about the financial implications on your options? Relacs - we can help.We are a Perth based company who recognised the need for a retirement living and aged care service that could truly be a “one stop service” for our ageing West Australians. Hence the creation of Relacs – a business devoted entirely to seniors.  We see our relationship with clients as ongoing, therefore we want to provide you with more than just calculations and an invoice for our time. Our hope is that you’ll allow us to come alongside you in your journey. We’ll meet you wherever you are at and provide the ongoing advice and support you need to make decisions that will keep your steps heading in the right direction toward a more financially and emotionally secure future. During the initial consultation you’ll meet with a friendly and caring professional who will assess your situation and determine what support or services you may require. No two clients will be the same therefore we place significant value on getting to know you and understanding your needs & concerns. The consultation will also allow you the opportunity to ask us questions and get a feel for who we are. Our fees will be clear and don’t worry – if we can’t provide the service or information you need, you won’t be asked to pay.    Please contact us or visit our website (www.relacs.net.au). Around every corner that you turn, Relacs is here to help.

We understand that arranging alternative accommodation for a loved can be a daunting and stressful time.  As specialists, we have the knowledge, experience, and professional skills to help you. It is our role to guide you through the overload of information and uncertainty, helping you to achieve the best outcomes for your family and loved ones. We can help you with the following: • best option for paying the entry fees • confirming affordability of care • best option for the family home • best option for your income & assets • maximising Government entitlements • minimising ongoing costs • maximising inheritance• completion of forms • negotiations • written financial advice • staying on track Contact: Denise Kipling on (08) 8223 6880 or email her by clicking on the 'Send a message' button. To find out more click on the 'Visit Website' button. * Denise Kipling is a Certified Financial Planner, FAAA Age Care Specialist, Accredited Aged Care ProfessionalTM, holds a Graduate Diploma in Financial Planning and has been providing Aged Care Specialist Advice since 2006; and a Member of Financial Advice Association Australia (FAAA). *Denise Kipling is an Authorised Representative No 235861 of Financial Success SA Pty Ltd ATF the Financial Success Trust ABN  68 114 614 838 t/as Financial Success specialising in Aged Care Financial Advice is a Corporate Authorised Representative No 235520 of InterPrac Financial Planning Pty Ltd AFSL 246638 ABN 14 076 093 680.Testimonials:'It has been such a relief having Denise help us with the finances for mum and dad over the past six months. She has an extensive knowledge of the ins and outs of aged care and provided us with a wide range of options which enabled us to make informed choices in regard to property, shares and investments. On top of this she showed a keen interest in mum and dad's well-being. We appreciated her understanding, patience and thoughtfulness during this challenging time.'Helen R.The advice contained within this document does not consider any persons’ objectives, needs or financial situation. Before making a decision regarding the acquisition or disposal of a Financial Product, persons should assess whether the advice is appropriate to their objectives, needs or financial situation. Persons may wish to make this assessment themselves or seek the help of an adviser. No responsibility is taken for persons acting on the information within this document. Persons doing so, do so at own risk. Before acquiring a financial product, a person should obtain a Product Disclosure Statement (PDS) relating to that product and consider the contents of the PDS before making a decision about whether to acquire the product.

Aged Care Navigation and Placement ConsultantGuiding Families through Aged Care with Clarity and CompassionWe help take the confusion, stress and time-wasting out of navigating the Aged Care system.Whether you're exploring Residential Care Placement, seeking in-home support, needing help or advocacy to access the right services, or simply want to understand your options- our experienced Social Work support is here to guide you every step of the way.Based in Greenwood, with over 15 years’ experience as a Hospital Social Worker in the Perth Northern suburbs, we bring deep expertise at the intersection of healthcare and aged care. We also draw from many years of personal experience, with our own elderly parents, supporting in-home care, carers, and aged care transitions.Grounded in relationships — not commissions — our approach is personal, respectful, and always in your best interest.