Who pays for CHSP services?
There is a fee for each service delivered under the CHSP and the amount you contribute depends on your income and the type and number of services you require.
You and your service provider will discuss and agree on the rate before you receive any services.
Contact your service provider to find out specific costs.
How much will you pay for a Home Care Package?
The Government covers most of the cost of care but depending on your income, your provider may ask you to contribute towards the cost of delivering your services.
Rates are reviewed in March and September each year in line with changes to the Age Pension. This applies to each person receiving a Home Care Package, even if you are part of a couple.
Rates from September 2018
A provider may charge the basic fee for a Home Care Package, which as of September 2018 is $146.02 per person, per fortnight.
People on higher incomes than the Age Pension may be required to pay extra.
The maximum amount you may be asked to pay above the basic fee is up to 50 percent of your income above the Age Pension amount of $834.40 per fortnight (as of September 2018).
The maximum amount you may be required to pay depends on your income and unavoidable expenses, such as pharmaceutical bills, rent, utilities and other living expenses.
You need to negotiate the costs with your provider. These costs will be agreed upon and fixed in your agreement before you receive any aged care services. This is your legal agreement with your service provider.
No full pensioner will pay an income tested care fee and no part pensioner will pay an income tested care fee greater than $5,446.43 per annum.
If you have an income of more than $52,036.40, you will pay an income tested care fee on a sliding scale up to a total of $10,892.89 per annum.
However, no one will pay more than $65,357.65 in an income tested care fee over their lifetime.
Your assets, including the family home, are excluded from the means testing arrangements for home care.
Use our home care package fee estimator to help you work out how much you may be asked to contribute to your Home Care Package.