COTA Insurance

The COTA (Council on the ageing) network entered into the insurance business in the 1980’s and COTA Insurance was then established in 1992, becoming the first insurance specialist to focus on the needs of older Australians. Today, we are the most experienced insurance agency in this area.

We are one of very few Australian insurance agencies that operates on a not-for-profit basis. All surplus funds that we generate after deducting our costs are returned to COTA to support their great work to improve health and well being, social connectivity and participation of older Australians.

Your insurance policy with us goes beyond protecting you and your assets – it also supports our great cause.

The insurance covers available include:

• Travel Insurance
• Home and Contents Insurance
• Landlord Insurance
• Car Insurance
• Caravan and Trailer Insurance
• Boat Insurance
• Pet Insurance.

Disclaimer

Insurance and Membership Services Limited ABN 59 057 159 743, AR No 246235 trading as COTA Insurance (COTA, we, or us), arranges these insurances as agent of the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFSL No. 234708 (except Travel, Boat, Pet, Funeral Bond & Life insurance). For travel insurance, COTA is an authorised representative (AR No 246235) for nib Travel Services (Australia) Pty Limited ABN 81 115 932 173, AFS Licence No. 308461, and is arranged and managed by nib Travel Services and underwritten by XL Insurance Company SE,  Australia branch (ABN 36 083 570 441). Boat Insurance is issued and managed by Club Marine Limited (Club Marine) ABN 12 007 588 347, AFSL 236916 as agent of the insurer Allianz. Pet insurance is issued and managed by Petplan Australasia Pty Ltd ABN 64 069 468 542, AFSL 245 663 as agent of the insurer MS Amlin Syndicate 2001 at Lloyd’s. Life insurance is issued by Zurich Australia Limited ABN 92 000 010 195, AFSL 232 510. COTA acts as a referrer only with respect to Life insurance and does not make any recommendation or give any opinion about Life insurance. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. Policy terms, conditions and exclusions apply. You should read and consider the relevant Product Disclosure Statement available on this website before deciding whether to acquire any product mentioned. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 0.3% to 30%. Allianz also pays us a percentage of the profit which exceeds the agreed profit threshold for Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies arranged by us or renewed with Allianz in each calendar year, provided that the agreed premium threshold is met for these products. Additionally, we receive a marketing allowance from Allianz every 2 months, which is a percentage of the total premium earned on these policies in the previous 2 months. Ask us for more details before we provide you with services.